Applying for long-term disability benefits is a stressful and long process. Unfortunately, there is a myriad of reasons these claims may be denied by insurance companies. This is true even for cases where a person’s disability is evident.
While this is true, there is help available -; hire an SSD Attorney in Oakland CA. It can also be beneficial to get to know some of the most common reasons these claims are denied.
Inadequate Medical Evidence
Claimants have to prove they are actively receiving treatment from a doctor or other medical provider regularly. Someone with a disability is expected to prove they are receiving medical care. It’s also important to provide proof of various treatments and tests when needed. If there isn’t any proof of medical treatment, then there’s a high likelihood that the claim is going to be denied.
Incomplete Medical Records
In some cases, insurers won’t be able to gather all of a person’s medical records. If this happens, then it’s important for the person who is trying to acquire benefits to provide thee records. Without this information, the likelihood of a claim being denied is high.
No Doctor’s Statement
In many cases, the best way for a person to prove their disability claim is to produce a statement or an opinion that has been written by their doctor regarding the individual’s injury or disability and the exact way it impacts their ability to work. Unfortunately, there are many doctors who find filling out these forms annoying. As a result, an individual needs to pay their doctor to do this. For doctors (just as everyone else) time is money. If a person has a doctor who does not want to fill out the form that’s necessary for a claim, it may be necessary to have the SSD Attorney in Oakland CA contact them or to hire another doctor.
When it comes to getting SSD benefits, knowing why these claims are denied can be beneficial. More information about these legal services can be found by visiting the Ortega Disability Group website. Being informed is the best way to have a good chance of a claim being approved.