Social Security Disability Insurance (SSDI) is a social insurance program that provides monthly financial assistance to people who are unable to work due to a long-term disability. SSDI is funded by payroll taxes and is available to workers who have paid into the system.
To qualify for benefits, applicants must have a combination of work credits and a disability that meets the Social Security Administration’s (SSA) definition of “disability.” Workers can earn up to four work credits per year, and most people need 40 work credits (10 years of work) to qualify for SSDI.
The SSA has a five-step process for determining whether an applicant is disabled. Once an applicant is approved for benefits, they will receive a monthly payment based on their past earnings. In addition, approved applicants may also be eligible for Medicare coverage. With so much at stake, it’s important to have a lawyer on your side if you are applying for Social Security Disability.
There are many benefits to hiring a Social Security Disability lawyer in Missouri. Perhaps the most important benefit is that a lawyer can help you navigate the complex Social Security Disability application process. The Social Security Administration has very specific requirements that must be met in order for an applicant to be approved for benefits, and a lawyer can help ensure that your application is complete and accurate. Moreover, a lawyer can also represent you at your disability hearing, which can be critical to obtaining a favorable decision from the judge.
In short, if you are considering applying for Social Security Disability benefits, it is well worth your time to consult with a team of qualified Social Security Disability lawyers in Missouri. Visit Grundy Disability Group LLC to learn more and request a consultation.