If you are in an automobile accident in Miami, regardless of whose fault it is, injuries related to that accident are covered by mandatory PIP insurance. When you hire a PIP claim lawyer to make a claim, you will claim your own insurance company to cover your lost wages and medical bills. Your bills will be paid ,and you may be reimbursed for a portion of your lost wages.
Understanding PIP Insurance
PIP is part of your regular automobile insurance, however not every person with auto insurance also has PIP. In Miami and the rest of Florida, it is required. While the coverage is for your as the policyholder and driver, it also covers passengers and sometimes pedestrians, as well. Your normal insurance may cover damage to your vehicle, but most do not provide coverage for medical bills from injuries related to an accident.
Without PIP or personal injury protection, you will be required to cover these expenses on your own. Many people end up in a situation where medical bills need to be covered after an automobile accident. Having the addition of PIP coverage can make a huge dent in those expenses.
How to File a PIP Claim
It’s not too difficult to file a PIP claim. The process is similar to that of filing any other automobile insurance claim. Here are the things you should know during the filing of a claim:
You should make it a priority to touch base with your insurance company as quickly as possible after an accident, so you can start the process related to filing your claim.
You will be required to make a detailed statement related to the circumstances of the accident. You should make sure to take down as much information as you possibly can at this time.
If you visit the hospital or have injuries following an accident, you should be keeping a record of your treatment and condition. This will be helpful when beginning the process of submitting a claim.
Why Hire a PIP Claim Lawyer
If you want to get the compensation you are entitled to, a lawyer who is experienced with PIP claims can assist you. The professionals at Shuster & Saben, LLC. have the knowledge and would be happy to help. You can learn more about our firm by visiting www.PIPLaw.com.